Does the vessel actually insure me?
A contract, P&I and personal medical cover are not necessarily the same thing.
CREW MEDICAL. WITHOUT THE HEADACHE.
Medical cover for life at sea.
For captains, management companies, vessel crews and individual crew working around the world.
Start with the problem you actually have. We’ll take it from there.GROUP CREWMANAGEMENT COMPANIESINDIVIDUAL CREWWORLDWIDE OPTIONS
Skip the insurance lecture.
Find your situation.
We’ve put the bigger vessel and group needs first — because crew medical should work around the way the vessel actually operates.
CAPTAINS
Need medical cover for your crew?
One vessel or a full crew change. Tell us what you have now and where the vessel operates.
Tell us what you need →MANAGEMENT COMPANIES
Multiple vessels. One crew medical problem to solve.
Group medical support for management teams looking after multiple vessels and changing crew lists.
Tell us what you need →TRIP / OUT-OF-COUNTRY COVER
Covered at home. What about when the vessel leaves?
For crews who have domestic medical at home but need protection while cruising internationally.
Tell us what you need →FOR CAPTAINS & VESSEL MANAGERS3 crew or 30.
3 crew or 30.
Let’s make it easier to manage.
New vessel? Renewal coming up? Crew list changing? Multiple vessels with different requirements? Give us the operating picture and HAML can review the group medical options with you.
CHECK GROUP COVER →INDIVIDUAL CREW
Sometimes it’s just you.
Different problem. Same idea: start with where you are right now.
JUST JOINED A VESSEL
They just told you there’s no crew medical.
New contract, new vessel, and suddenly you need your own cover.
Check my cover →BETWEEN CONTRACTS
Walking off the vessel shouldn’t mean walking away from cover.
Keep medical protection while you’re on leave, looking for the next contract, or travelling between jobs.
Check my cover →JOINING THE INDUSTRY / VISAS
Need medical cover before you even step onboard?
Individual options for new crew, travel requirements and situations where proof of medical cover is needed.
Check my cover →THE VESSEL LEAVES. DOES THE COVER?
Home-country medical isn’t always enough.
An Australian crew in Fiji. A US crew running to the Bahamas. A New Zealand crew cruising offshore. If your domestic cover works at home but the vessel travels, tell us where you actually need protection.
CHECK TRAVEL / INTERNATIONAL COVER →CHECK MY COVERTell us the situation.
Tell us the situation.
Not the insurance jargon.
A few quick questions give the licensed HAML team enough context to point the enquiry in the right direction.
✓ Vessel groups✓ Management companies✓ Individual crew✓ International needs
THE QUESTIONS CREW ACTUALLY ASK
Useful answers. Zero insurance theatre.
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I’m covered in Australia or New Zealand. What about Fiji?
Domestic healthcare may not follow you when the vessel starts cruising internationally.
I left the vessel. Am I still covered?
Employer or vessel arrangements can end when the contract ends. That gap catches crew out.
Worldwide excluding USA. What does that actually mean?
US-inclusive and worldwide-ex-US plans can work very differently — and the price can too.
Does P&I cover me on my day off?
Don’t assume vessel liability cover works like your own medical policy.
Why does medical evacuation matter?
When the right hospital is an aircraft ride away, evacuation can become one of the biggest exposures.
CREW MEDICAL, EXPLAINED
Questions we hear all the time.
Can you arrange cover for an entire vessel crew?+
Yes. Captains and managers can send us the crew size, operating area and current arrangement. HAML can then review suitable group options.
We manage several vessels. Can you handle different crew lists?+
That is exactly the type of conversation we want to have. The right structure depends on the vessels, crew makeup, geography and how crew join and leave.
Our crew have medical cover in their home country. Can we cover them only while travelling?+
There may be options for international or travel-related exposure, depending on nationality, residence, destination, trip pattern and eligibility. We can review the actual scenario rather than forcing everyone into the same plan.
Do I need my own cover if the vessel has P&I?+
Possibly. P&I and personal medical insurance are not interchangeable. The answer depends on the vessel arrangements, policy wording, contract and your circumstances.
What if I’m between vessels?+
A personal policy may help maintain continuity when vessel- or employer-provided arrangements stop.
Can I get worldwide cover including the USA?+
Depending on eligibility and plan availability, yes. US-inclusive cover is often priced differently because of the cost of US healthcare.